Ok ladies, I hate debt! I hate it with a passion! So my husband and I are on a mission to get rid of debt. We discovered Dave Ramsey a few years ago via lifechurch.tv when he spoke there in a series ( I am now a host there on Sunday evenings so stop by to say hello). Dave Ramsey is a genius in debt reduction. On his simple system we have eliminated thousands of dollars of debt and only have 2 more loans and some minor medical bills to go before we are debt free! I would love to say we are debt free now and wish I could snap my figures and it all be gone but I have to stop and think positive and look at how far we have come ! Its a long way and some day we will be debt free!
Now, we used his book called The Total Money Makeover . Besides the Bible (its my first choice) its been the second most life changing book I have ever read. One of the main principles to living a debt free life is get rid of the credit cards! In a society that almost demands you have a credit card for some things like making flight or hotel reservations its almost impossible not to have one. Well we paid off all of ours and will never own one again. But there is a way around having high interest credit cards to bury you in debt and that's to have a Card.com prepaid Visa!
At Card.com it's a fun debt free way to still use a card. You even get to choose your own fun design. I love New York City , so I choose the NYC skyline. Activation is as simple as a call when it comes in. The card is free and requires no credit checks. You can even avoid the monthly $5.95 maintenance fee by having your check direct deposited! That's it, no other fees! Just prepay and your done. So you get the connivance of a credit card with no more credit card scams and debts. Not to mention your backed with fraud protection by Visa & FDIC insured you so you know your hard earned money is secure. It offers various other ways to load the card when you need to such as Western Union, Green Dot Money Pak.
Card.com gets my Homemaker-Mom Seal of Approval!